1. Who We Are
Business Credentialing Services, Inc. (“BCS”), is a corporation incorporated in the United States of America.
2. Important Information for Non-U.S. Residents
A) U.S. and Non-U.S. Residents
B) Non-U.S. Resident Data Transfer
If you are located outside of the United States, please be aware that any information you provide to us, including Personal Information (defined in Section 3 below), may be transferred to the United States where personal data protection rules may be less protective than the rules in your country.
3. Information We Collect
We collect both Non-Personal Information and Personal Information directly from your input, from third parties, and/or automatically through a Service's technologies. “Non–Personal Information” is information that, without the aid of additional information, cannot be directly associated with a specific person or entity. “Personal Information,” by contrast, is information such as first name; last name; address, including street name and number, city, state, postal or zip code and country; home or mobile phone number; email address; and such other information that you choose to provide to us in your sole discretion from time to time, that without more, can identify a specific living person, individual or entity.
B) Collection of Personal Information
When you are required to sign up to use certain BCS Services, you may be asked to provide us with certain Personal Information, such as your name, telephone number, company name (if applicable), and email address. If you submit documents to us, we will collect the Personal Information that is on those documents. The functionality of the BCS Services, and our other Services may change from time to time and we specifically reserve the right to make such changes.
C) Modifying Your Profile
If you want to make any changes to the Personal Information in your profile, please log on to the full BCS application on your desktop, and use the tools provided to modify your Personal Information.
D) Collection of Non-Personal Information
Like most app operators, we use automatic data collection technology when you use the BCS Services to record information that identifies your device, to track your use of our BCS Services, and to collect certain basic information about you and your usage habits. This information includes information about your operating system, your IP addresses, browser type and language, referring and exit pages and URLs, keywords, date and time, amount of time spent on particular pages, what sections of the BCS Services you visit, and similar information concerning your use of the BCS Services (the “Usage Information”). We collect this Usage Information by using cookies and pixel tags (also called web beacons or clear gifs).
F) Clear Gifs
Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of BCS Services users. It is usually invisible to you but allows us to check whether you have viewed a particular page or communication. We may place clear gifs on pages of the BCS Services and in emails we send to you.
You may not decline clear gifs. However, they may be rendered ineffective by declining all cookies or modifying your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis.
G) Sensitive Personal Information
BCS does not collect, hold or otherwise process the following types of personal information:
- your racial or ethnic origin;
4. How We Use Your Information
A) Personal Information
B) Data Integrity and Purpose Limitation
C) Non-Personal Information
We analyze Non–Personal Information gathered from BCS Services users to help us better understand how the BCS Services are being used. By identifying patterns and trends in usage, we are able to better design the BCS Services to improve your experiences, both in terms of content and ease of use. We link information gathered using Non-Personal Information to Personal Information. Automatic data collection may be performed on our behalf by our services providers.
D) How long will my personal information be kept?
We will hold your personal information on our systems for as long as is relevant for the purposes of processing in connection with the purpose for which it was collected for the applicable activity, or as long as is set out in any relevant contract you hold with us, or as further set out in our corporate retention schedule (a database that defines which documents should be kept and for how long).
The security of your personal data is important to us. We use a variety of data security measures intended to ensure the confidentiality and integrity of your personal data. However, unfortunately no data transmission over the Internet or data storage system is 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us at email@example.com.
5. How We Disclose Your Information/Onward Transfer
A) Personal Information
As described in Section 3 (“Information We Collect”), users may, at their option, disclose their own Personal Information by any means they choose. We will disclose Personal Information as set forth in this Section 5.
C) Contests, Giveaways and other Promotions
D) Employees, Third-Party Processors and Third-Party Service Providers
We will disclose Personal Information to our employees, contractors, affiliates, distributors, dealers, vendors and suppliers who process Personal Information on our behalf, participate with us in the provision or operation of the BCS Services, or provide you with services.
E) By Law, to Protect Rights and to Comply with Our Policies
In the United States of America, we disclose Personal Information if: (a) required to do so by law including by statute, government regulation, or case law that creates conflicting obligations or explicit authorizations, or in response to a subpoena or court order; (b) we believe in our sole discretion that disclosure is reasonably necessary to protect against fraud, to protect the property or other rights of us or other users, third parties or the public at large; (c) we believe that you have abused the service or BCS Services by using it to attack other systems or to gain unauthorized access to any other system, to engage in spamming or otherwise to violate applicable laws; (d) necessary to the extent and for the period necessary to meet national security, public interest, government regulation, or statutory or law enforcement requirements; (e) required to comply with legal obligations or legitimate accounting activities; (f) there is a need for confidentiality connected with possible acquisitions, mergers, joint ventures or other similar transactions carried out by investment bankers or auditors; (g) case law applies that creates conflicting obligations or authorizations for us; or (h) the effect of the European Directive or an EU Member State law is to allow exceptions or exemptions in a comparable situation.
The laws of other countries may require us to disclose Personal Information in certain circumstances.
F) Business Transfers; Bankruptcy
G) Marketing Communications
We will email you about products and services that we believe may be of interest to you. If you wish to opt-out of receiving marketing materials from us, please send us a message at <firstname.lastname@example.org> You may also choose to unsubscribe from our emails by following the instructions at the bottom of each email for opting out.
Users located in the EEA may direct us not to disclose their Personal Information to third parties (other than our service providers). We do not use Personal Information for purposes materially different from the purposes for which we originally collected the information without notifying the relevant individuals of such uses and offering an opportunity to opt out.
Notwithstanding the foregoing, we may disclose Personal Information without offering individuals the opportunity to opt out for the reasons described in more detail in Sections 5(E) (“By Law, to Protect Rights and to Comply with Our Policies”) and 5(F) (“Business Transfers; Bankruptcy”) above.
I) Non-Personal Information
From time to time, we may also release the Non–Personal Information gathered from BCS Services users in the aggregate, such as by publishing a report on trends in the usage of the BCS Services.
We maintain reasonable and appropriate administrative, technical, organizational and physical safeguards designed to protect and secure your information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that we cannot guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail sent to or from us may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail.
7. Accessing and Modifying Account Information
Upon request, we will grant individuals reasonable access to Personal Information that we hold about them for the purpose of verifying the accuracy of correcting, amending, or deleting such Personal Information where it is inaccurate or if it has been processed contrary to data privacy laws.
We reserve the right to deny access or limit access in cases where the burden or cost of providing access would be disproportionate to the risks to your privacy, in the case of a fraudulent request or requests intended to harass or annoy; where the rights of another person would be violated; or if full access would reveal our own confidential commercial information, such as marketing inferences, classifications generated by us or the confidential commercial information of another that is subject to a contractual obligation of confidentiality.
We may further restrict access to Personal Information for the following reasons:
A) Interference with the execution or enforcement of the law or with private causes of action, including the prevention, investigation or detection of offenses or the right to a fair trial;
B) Disclosure where the legitimate rights or important interests of others would be violated;
C) Breaching a legal or other professional privilege or obligation;
D) Prejudicing employee security investigations or grievance proceedings or in connection with employee succession planning and corporate re-organizations;
E) Prejudicing the confidentiality necessary in monitoring, inspection or regulatory functions connected with sound management, or in future or ongoing negotiations involving the organization;
F) Countervailing public interests; or
G) Requests purely for research or statistical purposes.
We may charge fees when justified, such as for access requests that are manifestly excessive, in particular because of the repetitive character.
The BCS Services are not intended for children under 18 years of age. We do not knowingly collect Personal Information from children under the age of 18. If you are under 18, please do not give us any Personal Information. If you have reason to believe that a child under the age of 18 has provided Personal Information or any other information or content to us, please email us at <email@example.com>, and we will endeavor to delete it from our databases. Please be advised, however, that the removal of such materials from our databases does not ensure complete or comprehensive removal of such materials from the BCS Services.
10. Online Tracking
We currently do not process or comply with any web browser’s “do not track” signal or other similar mechanism that indicates a request to disable online tracking of individual users who use our services.
11. Collection and Use of Information by Third Parties
B) Third Party Collection of Information for Analytics Purposes
We may use third party companies (currently including Google and Hubspot) to provide us with analytics information. These companies may collect Personal Information and Non-Personal Information from you via our BCS Services. You can find out more information about what information Google and Hubspot collect and how they use and disclose that information here: http://www.google.com/policies/privacy/;
A) Unauthorized Disclosure of Information
If we become aware that the security of any of the BCS Services has been compromised or your Personal Information has been disclosed to unrelated third parties as a result of external activity, including but not limited to security attacks or fraud, we reserve the right to take reasonable and appropriate measures, including but not limited to, investigation and reporting, and notification to and cooperation with law enforcement authorities.
In the United States of America, we are also subject to the jurisdiction of the US Federal Trade Commission. The Federal Trade Commission may be contacted at the following address:
Federal Trade Commission
Attn: Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
13. How to Contact Us
Business Credentialing Services, Inc.
119 Cherry Hill Rd,
Parsippany, NJ 07540